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2016 Mazda CX-9 Review and specs

2016 Mazda CX-9 Review and specs


Follow Us Home » Mazda » 2016 Mazda CX-9 Review and SpecsadminAugust 5, 2015
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Luxury SUV given by the 2016 Mazda CX-9 Review appeared very different. In fact, changes in the details given for the SUV element are supported by many important parts. This will certainly be a consideration with best practices. Perhaps we can also maximize comfort and detail additional element with setting and some features. All sections detail the impressive technology for these elements allow us to determine much choice. Integration technology features impressive detail for this element will be considered to maximize performance. In fact, we can also determine the integration details are quite different interior dominance. Entire important element of this adjustment will make more detail parts to be very good.2016 Mazda CX-9 Review involves the best performance is supported by the application of different engine. Of course, this SUV also will provide comfort and all the elements. Usually additional integration and detail elements of this machine allow us to perform better. This involves SUV’s 2.5-liter turbocharged inline 4 engine SKYACTIV. This machine is considered to be offers impressive power up to 300 horsepower and 350 lb-ft of torque. Of course, this calculation is considered to be easier for us to get the best elements. In fact, we can also determine in detail the different adjustments that appear attractive. In addition, this SUV will also offer a 2.7-liter EcoBoost. However, this engine will only be another consideration.


Impressive machine design detail given in the 2016 Mazda CX-9 Review will be supported with a different selection. It will certainly be an adjustment to several other elements. Perhaps we can also determine additional integration given the interesting concept. In fact, different details are given for the application of the adjustment of these machines will also be supported by an impressive technology. All parts of the implementation details of these elements allow us to get impressive system settings. In fact, many elements of the finest details appear different to all the elements. Detail features the latest technology for this SUV will maximize the amount of emissions is low enough.


Interior concept with a modern setting in 2016 Mazda CX-9 Review would offer a very good comfort. In fact, given details of the implementation details will also be supported better. So we also will get a whole other part of the best concept. Usually the application of the elements and settings that are supported by many adjustments will help us get a different impression. Interior elements with the best choice of the materials used will be adapted to the seat design. This is done to get a better comfort than other modern SUV. In fact, the application of technology features interior details appear with interesting functions. SUV is priced at about $ 32,000.


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Auto insurance , Auto insurance companies , Cheap Auto InsuranceMenu

Auto insurance , Auto insurance companies , Cheap Auto InsuranceMenu
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High-risk insurance or more typically called as non-standard insurance pertains to an auto insurance policy which is given to a high-risk driver, which means you need to pay for higher auto insurance premiums. Some car insurance companies only insure those drivers with perfect driving records but there are also companies that accept high-risk drivers to get high-risk insurance. You only need to know where to find them. And if you have had your license revoked or suspended and need an SR-22 policy for reinstatement, you’ll really need to shop around in order to find the ideal rate from a trusted company.What is an SR-22?


An SR-22 pertains to a financial responsibility form which proves that you have insurance coverage. The SR-22 is filed in your state through your insurance firm and proves that you bear the least amount of liability coverage on your auto insurance policy. If you don’t own a motor car, you should buy a liability coverage that is referred to as “non-owners.” If you are not presently insured, this can mean the withdrawal of your driving privileges. The Department of Motor Vehicles within your specific state will alert you if you need to accomplish an SR-22 policy.


It is easy to determine if you need high-risk auto insurance. It is only your driving record that is needed in here. For instance, if you have been condemned of driving under the influence of alcohol or drugs or have several speeding tickets, you may be placed within a high risk category, necessitating special high-risk auto insurance. Your current driving history is the most essential factor that should be taken into consideration. Any tickets or accidents you have had within the last twelve months can affect your overall driving history. Other factors to consider if you are a high-risk driver include the following.

If you have had your license revoked or suspended and needs an SR-22 policy for reinstatement. The Registry of Motor Vehicles within your state will inform you if you need an SR-22 policy.

If you’re seventy years old or older.

If you are twenty years old or younger.

If you have records of auto violations and accidents

A newly licensed driver

Poor credit history

Have no auto insurance coverage in the past

Resides in a high risk area

Has record of multiple traffic violations





Previously, high risk auto insurance is so expensive that only a few drivers can afford it. Good thing its market has now improved in such a way that a lot of its providers now offer cheap high risk auto insurance. You can talk to an auto insurance agent to find a quality yet affordable auto insurance as well as the car quote that can be satisfying to your needs.





Comparing car quotes from numerous providers is an ideal way to find the insurance that’s suitable to your needs. You can visit the web today to start getting free car quotes from different auto insurance providers.





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2016 Honda HR-V Review and Price

2016 Honda HR-V Review and Price

Follow Us Home » Honda » 2016 Honda HR-V Review and PriceadminJuly 19, 2015 915 views  4 2016 Honda HR-V Review provides an adjustment to the whole appearance and application elements better. In fact, an impressive crossover with the implementation details of these elements will also be supported by a more impressive. Perhaps we can also specify different options thoroughly with additional other details. It will certainly be an important part with the additional application of better. Usually the integration and additional elements to the whole of this section would be propped against a lot of other parts. Moreover, elements of the exterior material for this crossover will also be adapted to other detail option. This is done to maximize the dominance of color better integration.

Impressive performance on the machine will be part of the implementation of 2016 Honda HR-V Review. Moreover, we will also be easier with the implementation details of the machine as a whole. Some parts of the detail elements of the machine that is used for all parts will also be supported with additional system settings. Crossover is backed by In-line 4-cylinder that will produce the best strength. The performance of this engine delivers 141 @ 6500 rpm and 127 lb-ft @ 4300 rpm. Perhaps we can also determine additional details detail settings desired technology. So that all parts of this adjustment will be part of a very good application. Usually detail the latest technology elements will also be supported more different.2016 Honda HR-V Review also all parts of the technology will maximize the latest features for the machine. In fact, this application will also be adjusted with other additional elements. Perhaps we can also determine the application of a very different kind. Usually additional detail these adjustments will also be supported by an impressive concept. To specify some other additional detail, some elements of which are given on this technology offers impressive system settings. Perhaps we could involve some adjustment options are better. The whole application technology will make it easier to get the amount of emissions is low enough. Economic advantage in fuel use will also be a major consideration.

Cozy impression in 2016 Honda HR-V Review will be supported by the implementation of the interior appearance differently. All parts of this detail will also be an important part to the impressive support. Perhaps we can also determine additional application better. To get some more detail section, we are also able to maximize the size of the cabin is large enough for this crossover. The application of all parts will also be adjusted to the seat design that appears very good and different. Moreover, details of these elements are increasingly easy to get the latest technology features in other elements. To get this crossover, we would cost about $ 20,000.Gallery of 2016 Honda HR-V Review and Price



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2016 Ford Mustang Review and Specs

2016 Ford Mustang Review and Specs

Follow Us Home » Frod » 2016 Ford Mustang Review and SpecsadminAugust 12, 2015 48 views  4

2016 Ford Mustang Review offers the best concept of the detail element and implementation of the impressive muscle car. Moreover, each of the detail given application will also be better supported. Perhaps we can also determine some other application of choice. Usually additional detail differently also be adapted to other settings. Several choices of technology features impressive given for muscle car will also appear attractively. The placement of the exterior features of this technology comes with the best features. Maybe we can make some choices element adapted to many other parts. Application of the dominance of impressive color to all parts is also applied in more modern.

2016 Ford Mustang Review supported by the best machine concept and impressive performance. In fact, we will also get an important integration with the best practices of other elements. It will certainly be an important consideration with the desired concept. Maybe we can make some choices differently. Muscle car is powered by a 5.2-liter V-8. The best machine will produce impressive power up to 435 HP. Moreover, all the details of the adjustment elements and different concepts that are given course will be administered better. Implementation of the integration of these machines will offer comfort and support important through many other parts. Moreover, the whole concept is also supported by impressive technological features.

Best engine system settings with different concepts for 2016 Ford Mustang Review will be adjusted more different. Adjustments and settings will also be performing many different parts. It will certainly be an important part with the desired integration. Perhaps we can also determine some application and better detail. Moreover, we can also determine the best engine design with the concept of additional other features. Adjustment many parts of detail provided will allow us to maximize the use of fuel. Of course, features the latest technology in all parts of the detail of this machine will offer the best strength is impressive.

Interior impression given by an important element in the 2016 Ford Mustang Review will also be supported by many parts. Perhaps we can also determine many placement options through other interior elements. Some additional details were given to the concept of the interior is considered to be made whole sections perform better. In fact, we can also maximize the size of the cabin is large enough for this car muscle. Seat design is modern and all elements of the interior materials would offer better comfort. In fact, we can also enjoy a lot of important choices in addition to the integration of technology features interior. This muscle car has a tag of about $ 23.800.Gallery of 2016 Ford Mustang Review and Specs



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2016 Dodge Charger Redesign and Review

2016 Dodge Charger Redesign and Review


Follow Us Home » Dodge » 2016 Dodge Charger Redesign and ReviewadminJuly 29, 2015
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4 2016 Dodge Charger Redesign give change to the concept of best muscle sedan. Some coating and exterior elements that appear for this car was considered to be part of the detail is impressive. Perhaps we can also determine the additional integration of the application and other interesting functions. It is used to maximize performance with a choice of the latest technological features. In addition, each of the given application and adjustment will also involve different concepts. Placement and materials of the latest technological features will certainly make the entire section to be quite different and very well against the elements of color. Impressive color selection through the dominance of different options is also supported by the finest detail.2016 Dodge Charger Redesign the best option as this will also be supported with an interesting engine options. Of course, this integration will allow us to get a choice of engines with impressive power. Moreover, all parts of the detail of this machine will also offer the desired driving comfort. It offers a modern car Muscle V8 and 6.4-liter engine capacity. This machine will offer impressive strength better than the previous engine version. Of course, this application will be considered with additional system settings and more importantly different option. The whole appearance and attract the support of many parts also involves impressive comfort.


Additional integration and best practices were given in 2016 Dodge Charger Redesign will also be supported with a different arrangement more attractive. Usually additional system integration and application of this engine will also provide comfort and different application. Moreover, we are also able to maximize all the features of the latest technology to all parts. This adjustment would offer additional impressions with the finest detail. In fact, the adjustment of design and material elements of the application of this engine will also give effect to the entire amount of emissions produced. Each of the application and adjustment of the integration of these options will also provide comfort with different and very good detail. Perhaps we can also determine some other additional functions details.2016 Dodge Charger Redesign is also changing the details of the application integration support and comfort. The interior design of the system settings of this option will also allow us to get some other additional parts. In all parts of the interior elements will also be supported by the size of the cabin of the important options are better. It will certainly be part of a different application that impressive. Seat design appears modern and adjustment for some sections will also be important to detail the concept of maximizing the better. To get a modern car muscle this, we need the cost of about $ 50,000.


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2016 Chevrolet Colorado Review and Price

2016 Chevrolet Colorado Review and Price


Follow Us Home » Chevrolet » 2016 Chevrolet Colorado Review and PriceadminAugust 7, 2015
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4 2016 Chevrolet Colorado Review offers design detail changes very modern. Truck impressive as this was considered to be an important part of the whole application. This will certainly be a major consideration with plenty of choice from several other elements. Perhaps we can also specify the integration and all adjustments are provided with different details. Moreover, given this concept will also be supported by the application of the material is impressive. This will certainly help us to determine many important choice of the desired appearance. The whole implementation and integration of a given concept will also perform with the dominant color choices are better and more interesting.


Performance engine that is part of the detailed 2016 Chevrolet Colorado Review will also make appearances more impressive. All parts are applied to such an impressive performance will also maximize the distinct impression given to the best practices. In fact, we can also get an impressive driving experience through placements and all elements of the adjustment. The concept of the application and all parts of this will help us to attract the system settings. Modern truck was performed with a 2.8L Duramax diesel. This engine will produce a major force to 181 HP @ 3,400 RPM and 369 lb-ft @ 2,000 RPM. Of course, the setting of different details is given for all adjustments will also provide the best comfort. Maybe we can make some choices that are quite different settings for many other elements.


Integration setting impressive technology with a different application in 2016 Chevrolet Colorado Review provides an impressive effect. So the concept of the entire machine detail given to modern truck is an important part with interesting arrangements. Perhaps we can also determine a lot more choice in more different application. Moreover, each of the setting and the concept of integration of these applications will also be supported through the latest technological features. System settings of a modern truck engine design to maximize some element of this extra material. This is done to get a fairly small amount of emissions.


The best design and the impressive setting of the interior for the 2016 Chevrolet Colorado Review provide more comfort is different. It will certainly be part of the best practices that make the entire section to be quite interesting. Perhaps we can also determine additional integration that makes all the details appear different. Cabin size is large enough for all parts of the implementation details for this truck also will affect all elements of the interior. Setting adjustments are involving the latest technological features modern design and material seat impressive. To get this modern truck, we need cost about $ 30,000.


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2016 Buick LeSabre Price, Specs, Review

2016 Buick LeSabre Price, Specs, Review


Follow Us Home » Buick » 2016 Buick LeSabre Price, Specs, ReviewadminAugust 2, 2015
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4 2016 Buick LeSabre Review involves some system settings and exterior design changes best. In fact, we can also make modern sedan is a top choice with different elements. This is done to maximize the many parts of the integration and the desired settings. Application of technology features an exterior that is given to the concept of the exterior will also be supported by many other sections. It will certainly be an important part with a different application. Usually given additional integration in all this detail is also customizable with several options. Perhaps we could also consider imposing the dominant color given to other important details.2016 Buick LeSabre Review provides performance machine with some impressive selection. Given all the details of the application will also perform with impressive strength. Perhaps we can also determine the additional integration of the entire machine with a different application interesting. This involves modern sedan 3.6 l V6 engine that will produce the main force of up to 332 HP. In addition, we can also consider the application of the detailed integration engine with 3.6 l turbo. This machine is considered to provide an impressive power of up to 415 HP. All parts of the system settings that are applied excellent engine are also supported by many important elements. So we will also be easier with the implementation of other details.


Additional integration and application details impressive interior design elements for a 2016 Buick LeSabre Review will also offer many parts of the desired adjustments. It will certainly be an important part of the entire section. Perhaps we can also determine additional application given to the other adjustments. In fact, additional details of the implementation of such integration will also have better system settings. This is done to maximize all parts of the application and adjustment of detail desired. The application of the latest technology with an additional regulatory system will help us get the amount of emissions is low enough compared to other modern sedan.


All parts of the impressive interior detail given in 2016 Buick LeSabre Review will also involve setting the best technology. In fact, given the impressive interior elements like this will also be supported with a lot of parts. So we will also be easier to determine many other options. Usually the best integration provided by this concept will also be supported by the size of the cabin is quite large. The whole additional elements applied will offer interior technology functions very well and is quite different. Some additional detail settings other interior elements also offer the best material. Unfortunately, modern sedan has yet to have an official price.Gallery of 2016 Buick LeSabre Price, Specs, Review




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Audi Insurance - SobreAudi Insurance

Audi Insurance - SobreAudi Insurance


O seguro desenvolvido especialmente para o seu Audi, com o atendimento que você merece e a tecnologia que o seu Audi precisa.

A parceria entre a Vertex Seguros e a Chubb Seguros proporciona muitos benefícios e diferenciais para proteger patrimônios sofisticados e de alto padrão. Inovamos para oferecer excelência e atender as necessidades de nossos clientes.Chubb do Brasil


A Chubb Seguros, fundada em 1882, nos EUA, é uma das maiores e mais tradicionais seguradoras que opera nos principais centros comerciais do mundo, com mais de 130 escritórios localizados em 33 países, possuindo uma ampla rede internacional para atendimento aos clientes. No Brasil, a Chubb tem sua matriz em São Paulo e sucursais distribuídas nas principais capitais do país.Vertex Seguros


A Vertex Seguros é uma corretora habilitada a operar em todos os ramos de seguro existentes no mercado, especializada nos seguros de automóveis, empresarial, seguros de vida e de saúde.


Audi Insurance. O seguro desenvolvido especialmente para o seu Audi, com o atendimento que você merece e a tecnologia que o seu Audi precisa.


O Audi Insurance proporciona muitos benefícios e diferenciais para proteger patrimônios sofisticados e de alto padrão, com a garantia da Chubb Seguros e a excelência de atendimento da Vertex Seguros. Inovamos para atender as necessidades de nossos clientes.


Estar ao lado do cliente significa oferecer seguros exclusivos, com coberturas sob medida e prestar um atendimento efetivo, em todos os momentos em que ele precisar.


Essa é a filosofia de trabalho do programa de seguros Audi Insurance.


Toda a linha de veículos AUDI, novos e semi-novos, conta com a segurança do Audi Insurance.


Visite a concessionária AUDI mais próxima e escolha a proteção perfeita para o seu Audi.




Seguro garantido pela Chubb do Brasil Cia. de Seguros - CNPJ: 33.170.095/0001-05 - Processo SUSEP: 15414.100313/2004-12


Vertex Seguros - CNPJ: 01.735.146/0001-48 - Processo SUSEP: 029711.1.033024-8


*O registro deste plano na SUSEP não implica, por parte da Autarquia, incentivo ou recomendação a sua comercialização.*

Making the Most of Auto Insurance Rate Quotes

Making the Most of Auto Insurance Rate Quotes






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If you are checking out affordable auto insurance companies because it seems as though your car insurance premium goes up every year, you're not alone. This can be frustrating for drivers who maintain a clean driving record, and who know that the cost of their aging vehicle decreases over time. The truth is, an individual policy holder's situation is only one factor insurance companies use when determining the cost of coverage. For example, the average cost of health care, changes in government regulations, and fluctuations in investment markets can all impact auto insurance premiums. In addition, your age, location, and the prevalence of auto theft and insurance fraud can all increase insurance rates, even if the policy holder is doing everything they can to practice safe and responsible driving.

Furthermore, each insurance company calculates risk using their own individual statistical analysis, so rates may vary widely even when all the contributing factors seem the same. These risk calculations can evolve over time, so a company that has been in business longer may be bringing more past experience to their risk modeling than a newer company. And an insurance company, like any other, also exists to make a profit, and profit goals can influence premiums.

All these variables are why it's advisable to periodically revisit your auto insurance policy and get competing quotes from other companies, even if it doesn't seem that your driving situation has changed that much. It's possible that you could get an equivalent policy at a much more affordable price from a different company, for reasons that don't have anything to do with your driving record or insurability.

For people who have decided to seek out affordable auto insurance companies, there are many options. Our website is a great place to start your search for the right insurance policy as you can compare rates for multiple companies at the same time. Do note that the competitor rates provided may not paint the whole picture. It's possible that the coverage you're being quoted isn't 100% equivalent. When comparing rates from different affordable auto insurance companies, make sure you're comparing apples to apples. Read the fine print, and check for any discrepancies.

Firstly, verify who is insured under the policy. Most standard car insurance policies cover you, members of your household, and other people you authorize to borrow the vehicle. However, some discount insurance policies will exclude high-risk drivers even if they are authorized, or not cover drivers outside your immediate household. While this may be a good way for some people to trim their auto insurance rates, verify that the policy covers everyone you intend it to.

Another thing to check is the mileage allowance of the policy. Some affordable auto insurance companies limit the annual mileage allowed for some vehicles, so verify that those limits are compatible with your driving habit and anticipated needs. And some policies exclude damages if the vehicle is used for any business purposes, such as delivering newspapers or pizzas. If you plan to use your car for any business-related driving, read the fine print and make sure you're covered.

Also, note that the policy may authorize your insurance company to run more driving record checks. Some discount policies check your driving records every six months, instead of the once a year or even two years that many preferred drivers enjoy.

Finally, try to anticipate your needs over the coverage period and account for any changes you can predict. For example, are you a few months away from having a teenage driver in the household, or paying off a big debt? Are you anticipating moving or retiring soon? Those things will affect your auto insurance rates, as may affect your coverage needs as well. As long as you're comparing rates, get quotes that include these hypothetical changes and take the future into account before you make your selection.

So before you jump at the lowest rate quote, read the policy terms carefully and make an informed decision. Many affordable auto insurance companies can offer you a policy that is perfect for your needs at a much lower rate, but you'll want to know exactly what is (and isn't) covered before you file a claim, to avoid any unpleasant surprises.


Every day we search the web to find the very best deals. Then, we send them right to you!




 

© 2015 Index Companies, LLC.   All Rights Reserved. HomeResourcesDirectoryArticlesContactPrivacyTermsSitemap


Index Companies is a leading online marketplace connecting consumers with insurance agents and companies and we do not provide quotes directly to consumers.  While Index Companies is a licensed insurance agent and broker, we do not provide insurance and we do not represent any specific insurance provider.

The lowest advertised rates and total savings mentioned on this site are not necessarily available from all advertisers on our site. Index Companies matches users to advertisers and insurance agents only after we've received certain information from you, and your rates may vary based on your coverage limits, deductibles, driving history, education, occupation, type of vehicle, and location, among other factors.

The rates included in our advertising reflect the lowest monthly premium when paid semi-annually for a 2008 Honda Civic LX driven for pleasure with less than 16000 miles per year for a male, 20 or older driver with an above-average driving record. Safe driver, association and alumni membership, and other discounts may have been applied.

Evaluating Affordable Car Insurance Companies

Evaluating Affordable Car Insurance Companies






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Enter Your Zip Code
   



 

Many Americans are seeking affordable car insurance companies. Given the economic situation and the unemployment rate, it's practically a cliché that everyone is looking for a way to save money on their auto insurance. Car insurance is a mandatory, and often unwelcome, expense, and people want to find the lowest possible rate. Many people see a commercial or get a quote online and just choose the lowest premium in their quest for savings. But often those same people find themselves at a disadvantage if they actually have a claim; there may be fine print in the policy that they weren't aware of, or they may find that they haven't chosen the most responsive company. Here are some things to consider when you are seeking out affordable car insurance companies.

Before you get a quote, take the time to evaluate your needs and identify your priorities. Review your state's coverage requirements, so you know what you are legally obligated to purchase, and then identify any additional coverage that best suits your circumstances. You may also be currently paying for extra coverage that you don't need, like medical insurance or roadside assistance. If you have good medical coverage through your employer, or roadside assistance from your car manufacturer or credit card company, you can trim a few premium dollars. Going through this evaluation process will inform your decision making later, and you'll need to make all these decisions when you request a quote anyway, so it saves time in the long run.

It's easy to request quotes online, and many companies offer to show you competitor's rates as well as their own. Each insurance company has a unique formula for calculating their risk, so premium quotes can vary widely. But make sure you read the fine print; often the quotes aren't actually for equivalent coverage, so they aren't apples-to-apples comparisons. Check both policies for different coverage and exclusions, so that the low rate you're being quoted also includes all the coverage you need.

Before you ultimately select an affordable car insurance company, do your homework. Every state has an insurance office, and often those offices keep public records of consumer complaints about insurance companies. Check with the Better Business Bureau and J.D. Power Associates as well. When you look at online reviews, keep in mind that most insured drivers never file a claim, and that people who are satisfied with their service don't publish it as often or as loudly as people who are unhappy. A few negative reviews are to be expected from any company, but look for large numbers of complaints and try to identify trends over time. And finally, be suspicious of overly glowing positive reviews in the midst of a barrage of negative ones; some disreputable companies do hire people to write positive reviews for them.

While still in the research phase, a great place to seek additional insight is from a local body shop. They deal with affordable car insurance companies all the time, and have a lot of insight into the claims process. A local body shop will let you know how responsive and easy a company is during a claim, and they can also tell you if a company pushes aftermarket parts instead of OEMs.

Another important thing to research is the financial stability of an insurance company. Check the S&P rating, particularly if you're considering a smaller insurer, to make sure they have the capital to cover their liability in claims. Only consider purchasing insurance from companies with an A rating or better.

Finally, repeat all these steps every couple years. Your insurance needs change over time, and your rates will as well. Take the time to check and make sure that you are making the most of your auto insurance dollars, and that your policy is still a good fit for you.

Following this process periodically will make sure that you're not only dealing with affordable car insurance companies, but reliable ones as well, and that your insurance premium rates and your auto coverage are the best fit for your particular needs, both today and in the future. It's time well spent to protect your security and your budget.


Every day we search the web to find the very best deals. Then, we send them right to you!




 

© 2015 Index Companies, LLC.   All Rights Reserved. HomeResourcesDirectoryArticlesContactPrivacyTermsSitemap


Index Companies is a leading online marketplace connecting consumers with insurance agents and companies and we do not provide quotes directly to consumers.  While Index Companies is a licensed insurance agent and broker, we do not provide insurance and we do not represent any specific insurance provider.

The lowest advertised rates and total savings mentioned on this site are not necessarily available from all advertisers on our site. Index Companies matches users to advertisers and insurance agents only after we've received certain information from you, and your rates may vary based on your coverage limits, deductibles, driving history, education, occupation, type of vehicle, and location, among other factors.

The rates included in our advertising reflect the lowest monthly premium when paid semi-annually for a 2008 Honda Civic LX driven for pleasure with less than 16000 miles per year for a male, 20 or older driver with an above-average driving record. Safe driver, association and alumni membership, and other discounts may have been applied.